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Universal Credit is a single payment for working age people and replaces Income Support, income based Jobseeker’s Allowance, income related Employment and Support Allowance, Housing Benefit, Tax Credits and Budgeting Loans.To claim Universal Credit you will need to: If you have a partner you will make a joint claim for Universal Credit.Coldstream & District Community Council: We represent the area of Coldstream and District and our primary role is to act as a channel for local residents to pass their views to public sector organisations such as Scottish Borders Council, NHS Borders and the Scottish Government.

If the total comes to more than the maximum amount allowed, your Housing Benefit payments will be reduced.

These can help to provide a safety net in an emergency, or to support independent living.

More information on applying to the Scottish Welfare Fund can be found on the Scottish Borders Council website or by contacting our Financial Inclusion Team.

If you have any queries or concerns about the changes and how they will affect you please contact our Financial Inclusion Team for advice.

Community Care Grants and Crisis Grants are available through the Scottish Welfare Fund at Scottish Borders Council.

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