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Lending Club Summary: All loans made by Web Bank, Member FDIC.Your actual rate depends upon credit score, loan amount, loan term, and credit usage and history. For example, you could receive a loan of ,000 with an interest rate of 7.99% and a 5.00% origination fee of 0 for an APR of 11.51%.To qualify for a business loan, you must be in business for at least two years, have more than ,000 in annual sales, own at least 20% of the business, have fair or better credit, and no recent bankruptcies or tax liens.

This too can be a smart move, although you need to always keep the interest rates and fees in mind.

The platform is virtually synonymous with P2P lending for a reason.

The site has made loans worth billion dollars since it started in 2007, with most offering rates and terms better than what you can get at a bank.

In this article we’ll cover five leading online unsecured loan options.

For each will look at their interest rates, loan terms, fees, and credit score requirements.

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