Consolidating citi bank student loans
Alternatively, if you choose a shorter repayment term than your current loans, your monthly payments may increase, but the total amount you pay may be less over the life of the loan.
Some borrowers will need a cosigner for this loan to meet the loan credit requirements. Borrowers that qualify on their own do not need a cosigner but may still choose to apply with a cosigner.
These factors include the repayment term selected and the credit qualifications of you, and your cosigner, if applicable.Student loan consolidation borrowing limits Consolidating multiple student loans or refinancing a single private student loan may lower your monthly payment if you qualify for a lower interest rate or a longer repayment period.Keep in mind that extending the repayment term may increase the total amount you pay over the life of the loan.Refinancing offers a new interest rate as well as options to potentially lower your monthly payment or pay off your loan faster to reduce the interest paid over the life of the loan.Keep in mind that if you reduce your monthly payment by extending your repayment term, you may pay more interest over the life of the loan.
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